Rated 4.9/5 by over 350 clients

Get the best rate for your loan.

Kredix compares 40 banks and negotiates the most advantageous offer for your profile. Simulate for free, no commitment, and get an answer within 24 hours.

40+Banks
94%Accepted
24hResponse
0 €Upfront
100% secure
No commitment
Certified broker

How it works

Three steps, zero hassle

A simple, transparent journey from simulation to signature.

01

Simulate your loan

Estimate your monthly payment in seconds with our simulator, then submit your application online.

02

We compare for you

Your broker analyses your profile and consults our 40 partner banks to negotiate the best rate.

03

You choose

You receive your offer within 24 hours. We support you all the way to signature, with no upfront fees.

Why Kredix

Our Commitments

Since 2015, we have guided our clients through every type of loan — transparent, fast, and always in your best interest.

Step 1 · Simulator

Estimate your monthly payment

Adjust the amount and duration. Your estimate updates live.

Amount150 000
5 000 €500 000 €
Repayment duration20 years
1 year30 years

Estimated monthly payment

795

per month over 20 years

Indicative rate2,5 %
Total loan cost190 765

Indicative estimate excluding insurance and fees. The final rate depends on your profile and the lender. This simulation is not a loan offer.

Step 2 · Your application

Your financing starts here.

Simulate your loan in seconds, then leave us your details. Our broker compares 40 banks and calls you back with the best offer.

  • Free service, no commitment
  • 40 banks compared
  • Dedicated broker, available on WhatsApp
  • No upfront payment

Submit my application

Confidential · Processed within 24h

Simulator data loaded automatically
To receive your offer and loan schedule by email
%
or

Contact a Kredix advisor for priority processing of your application, response in under 2 hours.

Our services

Support for every project

Whatever your financing need, Kredix finds the right solution.

Mortgage loan

Purchase, construction or rental investment: we negotiate the best rate to make your property project happen.

Consumer loan

Renovations, car, personal project: get fast financing at the most competitive conditions.

Debt consolidation

Combine your loans into one reduced monthly payment and bring calm back to your budget.

Business loan

Grow your business with financing designed for entrepreneurs, freelancers and companies.

Our Partner Banks

Over 40 Banks Compared

We work with leading banks across Europe to secure you the best rates, every time.

Customer Reviews

What Our Clients Say

Over 350 funded files, a 94% satisfaction rate, and a 4.9/5 rating.

As an expat in Germany, getting a loan seemed impossible. Kredix handled everything in English and got me an unbeatable rate. Highly recommended.

J
James Wilson
Marketing Manager · Berlin

The simulator was spot-on. Within 48 hours I had a concrete offer. Professional, transparent, and no upfront fees. Exactly what I needed.

E
Emma Thompson
Freelance Designer · Munich

As an expat in Germany, getting a loan seemed impossible. Kredix handled everything in English and got me an unbeatable rate. Highly recommended.

J
James Wilson
Marketing Manager · Berlin

The simulator was spot-on. Within 48 hours I had a concrete offer. Professional, transparent, and no upfront fees. Exactly what I needed.

E
Emma Thompson
Freelance Designer · Munich

A question? Let's talk.

Your Kredix advisor is available by WhatsApp or phone. You get an answer the same day, with no commitment.